Today, its corporate headquarters is located in Chicago, Ill., where it actively gives back to the community. Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. PDF EXAMINATION REPORT OF EQUITRUST LIFE INSURANCE COMPANY WEST DES - Iowa EquiTrust, which was recently bought in October of 2011 by Guggenheim Partners, LLC., a global investment and advisory institution, is a growth-minded retirement and legacy-focused life insurance company. EquiTrust Life Insurance Company EquiTrust Life Insurance Company 2022 Ratings. The official website is also lacking common customer service options such as getting matched with an agent or requesting quotes. EquiTrust will immediately credit your contract an extra 6% on any premiums paid during the first five contract years. I was hired just before the annual reporting with little to no training or guidance from management. Columbus, Ohio Area. document.write((new Date()).getFullYear()); That just isnt up to par with other insurance companies around today. Discover tools and resources to help you understand different types of insurance, claims processes, and practical tips to help support you through every stage of your life. Innovation is a key pillar within EquiTrust Life, and we felt that Sapiens digital tools would enable innovation much faster than any other competitor, while providing us industry insights and best practices, said Carol Woodruff, Vice President, Information Systems with EquiTrust Life. Financial Internet Filing Online User's Guide, For questions about statement filing: American Republic Insurance Company was founded in 1929 by Watson Powell, a pioneer in the health and accident insurance business. The insurance companys official website could use a complete overhaul, and does not provide many customer service options todays insurance customers have come to expect such as online claims reporting or getting matched with an agent. EquiTrust offers just one phoneline for all customer inquiries. law requires a life insurance producer to submit a form and pay a fee within 30. Money cant buy happiness, but purchasing a life insurance policy can give your loved ones the gift of financial security if you were to pass unexpectedly. However, the insurance companys rating through A.M. Best is noticeably lower than many other modern carriers, despite them being known for having reputable financial strength. Allstate Corporation - AnnualReports.com Guarantees subject to the claims-paying ability of EquiTrust Life Insurance Company. Compound annual growth in premiums between -10% and +40% . Equitrust Life Insurance Co SEC Registration - sec.report While EquiTrust does not make information about their specific discounts readily available, most life insurance companies today offer several common discounts on comparable coverages. Working at EquiTrust Life Insurance Company: 17 Reviews Read the 9th Annual B2B Sales & Marketing Data Report New: B2B Data Report! I started Insurance Blog by Chris because I have a passion for insurance. Complete the financial statements using software from an approved vendor. Client Brochure. 10 of the Most Senseless Deaths of All Time, 5 Critical Tips Before You Buy Life Insurance, 5 Ways To Prepare Your Home For Wildfires, 7 Benefits of Life Insurance for the Wealthy, 8 Types Of Homeowners Insurance Policies, Massachusetts Mutual Life Insurance Review, Northwestern Mutual Life Insurance Review. and a multi-state licensed life insurance agent who has helped over a million Americans seek out affordable coverage, compare quotes, or get their family and businesses covered. Its a single premium payment, just like the others, but the premiums paid go toward an annuity, which, in turn, will pay out the life insurance premiums over time. Leveraging Sapiens toolkit, the solution provides self-sufficiency and reduces total cost of ownership. Therefore, despite its positive surplus and solvency, its been rated just B++ by A.M. Best, as well as BBB+ by Standard & Poors. Here, for instance, the ChoiceFour Annuity features a one-year annual reset interest rate, and a choice of four different contract variations, including a(n): For more details on the EquiTrust Choice Four annuity, go HERE. Two multi-asset, risk-controlled index options provide an extra level of diversification. Browse our timeline to learn how we support insurance regulators in their mission to protect consumers and ensure fair and healthy insurance markets. Financial Statement Filing & Step Through Guide, Raymond G. 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Applicants must be between the ages of 45 and 80. Comparison shopping should be easy. Active CPA and . EquiTrust Values. Jason Fisher is the founder and CEO of BestLifeRates.org, LLC. By continuing to access this system you acknowledge you are aware of and agree to these terms. EquiTrust EquiTrust Agent Portal Except as required by law, we undertake no obligation to update publicly any forward-looking statements for any reason, to conform these statements to actual results or to changes in our expectations. These are the three product options currently available on the market: The first, named WealthSure LifeTM, is a single premium life insurance policy, meaning the premiums for the entire durationof the policy are due upon approval. Declining surrender charge, based on 9-year schedule. Variable products are distributed by Brighthouse Securities, LLC (member FINRA). Our principal business is offering life insurance policies and annuity contracts. What is the EquiTrust Life Insurance Company? EquiTrust Life Insurance Company Reviews. Applicant ages generally range between 50-85, and a Return of Premium Rider is also available at no additional charge. Brighthouse Financial, Inc. Brighthouse Financial and its design are registered trademarks of Brighthouse Financial, Inc. and/or its affiliates. You place money into an account, and the agency invests it so that it will grow. [CDATA[// >